Home Loans for Heroes!

Q: How much can a veteran save when buying or selling a home?

Savings depend on the home price and the commission. For example, on a $300,000 home with a 3% buyer’s agent commission, a 25% rebate could return about $2,250 to the buyer.

Q: What is a real estate rebate for veterans?

A veterans Realtor rebate is a portion of the agent’s commission returned to the veteran as a credit at closing or, in some states, as a post-closing check. It helps reduce out-of-pocket costs associated with the transaction.

Q: Who qualifies for a veteran's Realtor rebate?

U.S. military veterans—often including those honorably discharged from the Army, Navy, Air Force, Marine Corps, Coast Guard, National Guard, and Reserves—are typically eligible. Many programs also extend eligibility to active-duty service members and surviving spouses.

Q: Can veterans use a Realtor rebate with a VA home loan?

Yes. A veteran’s Realtor rebate can generally be combined with a VA loan. The rebate does not affect VA loan approval or the VA funding fee and can help lower closing costs, subject to lender and program limits.

Q: Can I use my Realtor rebate for closing costs?

In most cases, yes. Rebates are commonly applied to closing costs and prepaids, provided they are disclosed on the Closing Disclosure and permitted by your lender and state regulations.

Q: Do surviving spouses of veterans qualify for a Realtor rebate?

Many programs extend real estate rebates to eligible surviving spouses. Specific documentation requirements may apply.

Q: What mortgage discounts are available for veterans?

In addition to VA loan benefits such as no down payment and no monthly mortgage insurance, some lenders may offer credits toward closing costs or reduced fees for veterans, subject to loan guidelines.

Q: Can veterans combine lender credits with other home-buying discounts?

Often yes. Lender credits can sometimes be combined with Realtor rebates, builder incentives, and seller concessions, as long as the combined credits remain within your loan’s contribution limits.

Q: What mortgage discounts or credits are available to veterans?

Some participating lenders may offer set credits toward VA loan closing costs (for example, up to $1,800), subject to availability and program rules.

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Veterans real estate and mortgage options

Exclusive Savings on Home Loans for Heroes

At The CARE Network, we believe those who serve our communities deserve more when it comes to homeownership. That’s why we created our Home Loans for Heroes program—designed exclusively for military members, veterans, first responders, educators, and healthcare professionals. When you choose a trusted lender in our network, you’ll receive up to $1,800 in lender credits toward your closing costs.

This program makes buying or refinancing a home more affordable while recognizing the sacrifices our heroes make every day. Whether you’re purchasing your first home, upgrading for a growing family, or refinancing to save money, our network of lenders is committed to serving you with unmatched care and savings.

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Exclusive Savings for Heroes

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Exclusive Real Estate Rebates

When you buy or sell a home with an agent in The CARE Network, they’ll rebate 25% of their commission back to you at closing!* For an average transaction, that’s $2,885 in your pocket!

*Conditions apply

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Home Loans for Heroes

Need a mortgage, or plan to refinance your home? We have a network of lenders who give up to $1,800 in lender credits!

We also have a network of home inspectors, roofers, plumbers, and many others – all who offer exclusive discounts for active military families and veterans.

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Your Choice of Any Agent

Our program is unique because we allow you to work with any agent you choose, whether it’s one of our preferred agents, a “RamseyTrusted” agent, or your next door neighbor!*

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*Conditions apply. RamseyTrusted a trademark owned by Ramsey Solutions. It is used for informational purposes only and does not constitute an endorsement.

VA Home Loans: A Key Advantage for Veterans

For those who have served, VA home loans are one of the most valuable benefits available. Offered through the U.S. Department of Veterans Affairs, these loans help make homeownership more accessible and affordable for eligible veterans, active-duty personnel, and qualifying surviving spouses. Unlike traditional mortgages, a VA loan allows qualified buyers to purchase with no down payment, skip the added cost of private mortgage insurance (PMI), and often enjoy lower interest rates than conventional financing. In many cases, the program also caps or reduces closing costs, putting thousands of dollars back in veterans’ pockets.

Maximizing Your Savings With VA Loans

What makes VA loans even more powerful is the ability to pair them with additional home-buying benefits. Through our Veterans Rebate Program, qualified buyers can receive up to 25% of their Realtor’s commission at closing—on top of the built-in savings of the VA loan. Together, these advantages can substantially reduce upfront expenses and keep more cash in your pocket for moving, renovations, or future goals. VA loans can be used not only for purchasing a primary residence but also for refinancing or certain home upgrades, giving military families flexibility and long-term financial relief.

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To learn more about VA Loans, you can visit the official VA website by clicking this link.

Frequently Asked Questions

Do veterans get a discount on real estate agent commissions?

Yes. Through our Veterans Rebate Program, eligible veterans can receive a rebate worth up to 25% of their Realtor’s commission when buying or selling a home. This benefit helps reduce your overall closing costs and makes homeownership more affordable for those who have served.

How much can a veteran save when buying or selling a home?

The exact savings depend on your home price and your Realtor’s commission, but many veterans save thousands of dollars at closing. For example, on a $300,000 home with a 3% buyer’s agent commission, a 25% rebate could put $2,250 back in your pocket.

What is a real estate rebate for veterans?

A veterans Realtor rebate is a cash-back benefit at closing. Your real estate agent agrees to return part of their earned commission to you as a thank-you for your military service. The rebate can be applied directly toward closing costs or, in some cases, issued as a check after closing (depending on state laws).

Who qualifies for a veteran's Realtor rebate?

All U.S. military veterans, including those honorably discharged from the Army, Navy, Air Force, Marine Corps, Coast Guard, National Guard, and Reserves, are eligible. Many programs also extend eligibility to active-duty service members and surviving spouses.

Can I use my Realtor rebate for closing costs?

Yes. Most veterans choose to apply their rebate toward closing costs. This is the simplest option and has the same value as cash. Your lender will ensure the rebate is properly credited in your settlement statement.

Can veterans use a Realtor rebate with a VA home loan?

Absolutely. A veteran’s Realtor rebate can be combined with your VA home loan benefits. In fact, using both together can dramatically lower your out-of-pocket costs. The rebate does not affect your VA loan approval or your funding fee.

Do surviving spouses of veterans qualify for a Realtor rebate?

Yes, The CARE Network extends real estate rebates to surviving spouses.

What mortgage discounts are available for veterans?

Veterans can access several mortgage-related discounts, including lender credits, reduced closing costs, and lower interest rates. VA loans already offer no down payment and no monthly mortgage insurance, but some lenders add extra savings for veterans, such as covering part of your appraisal fee.

Can veterans combine lender credits with other home buying discounts?

Yes. Veterans can often combine lender credits with other home buying discounts, such as Realtor rebates, builder incentives, or seller concessions. This can significantly reduce the money you need at closing and maximize your savings on a home purchase.

What mortgage discounts or credits are available to veterans?

Our lender network offers up to $1,800 in credits towards a VA loan for active and retired military. Contact us to take advantage of these benefits!

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CONTACT

Phone: (803) 825-8087

Email: info@carenetworksc.org

The CARE Network is a real estate company based in South Carolina. All referral fees go through NorthGroup Real Estate – Nick Thiele (License #142366).

Cashback savings are available in most states, but not all. You are not required to work with any particular agent to be eligible for our Cashback Savings, however, your real estate agent must approve of the savings prior to signing any agreements with that agent. Savings are typically calculated as a % of your agent’s commission, so factors including, but not limited to, the negotiated commission percentage and new construction incentives, may influence the final savings amount.